Privacy Policy

Privacy Policy Last updated: June 23, 2026 LightsNOW is a financial research and equity analysis platform. LightsNOW is currently operated as a pre-incorporation project and has not yet been incorporated as a separate legal entity. For purposes of this Privacy Policy, “LightsNOW,” “we,” “us,” and “our” refer to the LightsNOW pre-incorporation project. This Privacy Policy explains how LightsNOW collects, uses, stores, and protects information when you access or use the LightsNOW website, platform, reports, workflows, or related services. This Privacy Policy should be read together with the LightsNOW Terms of Use and Disclaimer. The Terms of Use govern access to and use of the Service. The Disclaimer explains important limitations regarding financial information, research outputs, investment advice, warranties, and user responsibility. For privacy questions or requests, contact us at: admin@lightsnow.tech 1. Authorized Use The LightsNOW website and platform are intended only for users who have been expressly authorized in writing by the website administrator. Unauthorized access, use, distribution, copying, or attempted access to the Service is prohibited. LightsNOW may revoke or restrict access at any time, consistent with the Terms of Use. 2. Information We Collect LightsNOW may collect the following categories of information: Account information Information you provide when creating or using an account, such as your name, email address, login details, organization, role, and access permissions. Usage information Information about how you use the Service, including pages viewed, reports generated, tickers searched, features used, timestamps, browser type, device information, IP address, and system logs. Research workflow information Information entered or generated while using LightsNOW, including ticker searches, report configurations, watchlists, saved research outputs, notes, and workflow activity. Support and communication information Information you provide when contacting LightsNOW for support, feedback, onboarding, sales, or technical assistance. Cookies and similar technologies LightsNOW uses cookies and similar technologies to operate the website, maintain sessions, improve performance, remember user preferences, and improve the user experience. LightsNOW does not currently use third-party advertising cookies. 3. How We Use Information LightsNOW uses information to: • operate, secure, and improve the Service; • create and manage user accounts; • authenticate users and manage login sessions; • control access to reports, features, and workflows; • provide customer support and respond to user requests; • generate and maintain research workflows; • monitor performance, reliability, and security; • improve user experience and application performance; • analyze internal usage of the application; • prevent misuse, unauthorized access, fraud, or abuse; • comply with legal, regulatory, security, and contractual obligations. LightsNOW provides financial data analysis and research workflow support for informational and/or research purposes only. LightsNOW does not provide investment advice, legal advice, tax advice, portfolio management, suitability analysis, trade execution, or personalized recommendations to buy, sell, or hold any security. 4. Legal Basis for Processing Where applicable privacy or data protection law requires a legal basis for processing personal information, LightsNOW may process information based on one or more of the following grounds: • operation and performance of the Service; • legitimate interests, including security, fraud prevention, product improvement, internal analytics, and support; • compliance with legal or regulatory obligations; • user consent, where required. 5. Analytics LightsNOW currently uses internal analytics within the application to understand usage, improve performance, maintain research workflows, and improve the user experience. LightsNOW does not currently use external third-party analytics tools such as Google Analytics, unless this Privacy Policy is updated to state otherwise. 6. Authentication LightsNOW currently manages user authentication through its own application database. Users are responsible for keeping their login details secure and must not share their account credentials with unauthorized persons. 7. Hosting and Infrastructure LightsNOW is hosted using cloud infrastructure providers, including Amazon Web Services. These providers may process limited technical, hosting, storage, security, and operational information as needed to run, maintain, and protect the Service. 8. Payments LightsNOW is currently provided free of charge and does not currently process payments through the platform. If paid plans, billing, subscriptions, or payment processing are introduced in the future, this Privacy Policy will be updated. 9. Information Users Should Not Submit Users must not submit information they are not authorized to use or disclose. Do not submit: • passwords, API keys, private credentials, or secrets; • material non-public information; • confidential third-party information unless you are authorized to use it; • regulated personal information that is not required for use of the Service; • client data, customer data, or institutional data unless your organization has approved that use. Users are responsible for ensuring that any information they upload, enter, or process through LightsNOW is lawful and authorized. 10. How We Share Information LightsNOW may share information only where necessary to operate, support, secure, or improve the Service. This may include sharing information with: • hosting and infrastructure providers; • security, logging, and monitoring providers; • technical service providers; • customer support or communication tools; • professional advisors, such as legal, compliance, or accounting advisors; • authorities or third parties where required by law, legal process, or security obligations. LightsNOW does not sell personal information. 11. Third-Party Data and Services LightsNOW may use third-party data sources, APIs, infrastructure providers, or security tools as part of the Service. Third-party services may process information according to their own terms and privacy policies. LightsNOW is not responsible for third-party websites, data sources, or services that are not controlled by LightsNOW. 12. Data Security LightsNOW uses reasonable technical and organizational measures designed to protect information from unauthorized access, loss, misuse, alteration, or disclosure. However, no online service, system, database, or transmission method is fully secure. LightsNOW does not guarantee uninterrupted access, system availability, complete security, or error-free operation. Users should avoid submitting unnecessary sensitive information and should protect their own account credentials. 13. Data Retention LightsNOW keeps information for as long as reasonably necessary to operate the Service, maintain accounts, support users, comply with legal obligations, resolve disputes, enforce agreements, and maintain security or audit records. Retention periods may vary depending on the type of information, the user relationship, legal requirements, and operational needs. 14. User Rights and Choices Depending on your location and applicable law, you may have rights regarding your personal information, including the right to: • request access to personal information; • request correction of inaccurate information; • request deletion of certain information; • object to or restrict certain processing; • request export or portability of certain information; • withdraw consent where processing is based on consent; • opt out of certain analytics or marketing communications where applicable. To make a privacy request, contact LightsNOW at: admin@lightsnow.tech LightsNOW may need to verify your identity before responding to certain requests. Nothing in this Privacy Policy limits rights that cannot be waived under applicable privacy or data protection laws. 15. Intellectual Property and User Information The LightsNOW Terms of Use govern ownership of LightsNOW content, tools, algorithms, software, interfaces, reports, data structures, and related intellectual property. This Privacy Policy does not transfer ownership of personal information. Personal information is handled according to this Privacy Policy and applicable law. 16. Enterprise and Institutional Users If you use LightsNOW through an employer, financial institution, pilot program, or enterprise account, your organization may control access, permissions, usage policies, and account administration. Your organization may also receive information about your use of the Service where permitted by the applicable agreement, internal policy, or law. 17. International Use LightsNOW may process information in countries other than the country where you are located, including through cloud infrastructure providers. Where required, LightsNOW will take appropriate steps to protect information transferred internationally. 18. Children LightsNOW is not intended for children and is not designed to knowingly collect personal information from children. 19. Changes to This Privacy Policy LightsNOW may update this Privacy Policy from time to time. The updated version will be posted on the website with a new effective date. Continued use of the Service after an updated Privacy Policy is posted means you acknowledge the updated policy. 20. Contact For privacy questions or requests, contact: LightsNOW Email: admin@lightsnow.tech Website: https://lightsnow.tech © 2026 LightsNOW. All rights reserved.